What Is a Lasting Power of Attorney?

A Lasting Power of Attorney (LPA) is a legal document that gives a named person, or people, the authority to act on your behalf if you're no longer able to make decisions for yourself.
There are two types:

Property and Financial Affairs LPA

Covers decisions about your bank accounts, property, investments and finances. Can be used while you still have capacity, or only after you've lost it. The choice is yours.

Health and Welfare LPA

Covers decisions about your medical treatment, care arrangements, and day-to-day welfare. Can only be used once you've lost capacity to make those decisions yourself. Both are important. Many people set up one and not the other, and later discover they needed both.

Why Using a Professional Makes a Difference

LPA applications are more complex than they appear, and mistakes are common. An incorrectly completed LPA can be rejected by the Office of the Public Guardian, meaning the process has to start again at significant cost and delay.
At Safeguarding Futures, we guide you through the full process, making sure the right people are in place, the documentation is correct, and everything is explained clearly before anything is signed.
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What Happens Without an LPA

If you lose mental capacity without an LPA in place, your family cannot simply step in to manage your affairs or make decisions about your care. They must apply to the Court of Protection for a Deputyship Order.
This process is lengthy, expensive and intrusive. It can take many months, during which critical financial or care decisions may be impossible to make. And it costs significantly more than setting up an LPA in the first place. Setting up an LPA now, while you have capacity to do so, is one of the most practical things you can do for your family.

How We Work

Every LPA enquiry starts with a low-cost initial consultation to understand your situation and talk through your options. We handle the process from start to finish, explain everything clearly, and make sure the documents are right before anything is finalised.
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An LPA Can Only Be Set Up While You Have Mental Capacity

Once capacity is lost, the option is gone. If you've been thinking about getting this in place, the right time is now.